Built for Speed, Backed by Experience
Unlike traditional lenders, we don’t need weeks to understand your purchase. We’ve helped finance thousands of aircraft and know how to work with brokers, title companies, and escrow services to keep your deal moving. Our process removes the uncertainty from aircraft financing, so you can move forward with confidence.
Plane Financing, A Breakdown
Step 1
Apply for Pre-Approval
Start with our online application. It’s quick, secure, and helps us understand your financing goals. You’ll receive a prompt response from our team.
Step 2
Get Personalized Loan Options
We’ll reach out to discuss your aircraft type, price range, and target terms. Based on your financial profile and mission, we’ll build a structure that works, with flexibility where you need it.
Step 3
Review, Finalize and Fund
Once your aircraft is selected, we’ll coordinate with the broker, seller, and title company to finalize your loan. You’ll know exactly what to expect at closing. No surprises, no last-minute changes.
What You'll Need to Apply
Having this information ready will help speed up the process:
Basic financial information (income, assets, liabilities)
Aircraft type, estimated purchase price, and timeline
If applicable, business use or ownership structure
We’ll let you know what’s needed based on your situation with no unnecessary forms or hoops to jump through.
We Make it Easy to Work With Us
Fast responses from real aviation professionals
Online application with secure data handling
Transparent communication from start to close
Flexibility for private buyers, co-owners and businesses
FAQs
Browse our frequently asked questions.
No, we have assisted customers on new deliveries, private sellers, brokers, etc. Our experience enables each transaction to go as smoothly as possible.
We strongly recommend that you utilize a reputable aircraft escrow company for your closing. You should never give a seller (private, or a broker) any money. We recommend that all funds flow through escrow for your protection. All lenders require the use of escrow companies for filing and handling money.
Once we have your pre-approval, it typically takes 2-3 days to get documents created, signed, and your loan closed. Obviously, the more time the better, but our team will work with you to make sure any reasonable deadline is met.
Based on the aircraft and customer, most loans require a down payment of 15-20%. Under certain scenarios, some lenders may be willing to consider a lower down payment. However, we recommend using this option carefully, as we do not want our customers to ever owe more than the aircraft is worth.
Absolutely! We recommend that once you have made the decision to pursue an aircraft purchase, you begin the financing process. Our team can get you approved for the amount you need (based on the type of aircraft you desire). Once your pre-approval is ready, you can make an offer with confidence. Sellers prefer customers with pre-approved financing, and closings can happen faster if you are pre-approved!
Each lender is different, but your pre-approval usually is valid for 90 days. The rate quoted with your pre-approval is valid for 30 days.
Still can’t find what you are looking for?
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Whether you’re still comparing financing options or already under contract, AvCap is here to help you move forward — with confidence, clarity, and speed.
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